Divorce

If you are a victim of domestic abuse who is covered under your spouse’s policy, you may be able to convert that insurance coverage to your own policy. First, you must get a judgment of divorce or legal separation. Then, to convert the coverage to your own individual policy, you should:

• within 30 days of receiving the notice of termination of the policy, notify the health insurance company that you want to convert your spouse’s policy into your own individual policy; and
• provide the health insurance company with a copy of the divorce decree or separation order.¹

The converted policy is supposed to provide the same benefits for you and your dependent children as your spouse’s policy did. This includes deductibles, coinsurance, and copayments.¹

¹ La. Rev. Stat. § 22:1078(C)